ERISA Issues for Businesses and Insurers


When the Employee Retirement Income Security Act (ERISA) was originally passed, it was intended to prevent employers from abusing their employee benefit plans. Since then, however, it has become an immense regulatory challenge for all types of businesses and plan administrators throughout the United States. Successfully navigating even the routine requirements of ERISA requires knowledgeable and experienced legal counsel. As a nationally recognized business and insurance law firm, Pullin, Fowler, Flanagan, Brown & Poe  has provided competent, cost-effective legal services to employers, plan administrators and insurance companies in West Virginia, Kentucky, Ohio and throughout the United States regarding routine compliance and benefit design issues, as well as ERISA litigation.


ERISA imposes numerous requirements upon most types of employee welfare benefit or retirement plans, including:

  • Pension plans
  • Employer-supported healthcare
  • Long-term disability insurance
  • Short-term disability insurance
  • Employer supported life insurance
  • Vacation benefits
  • Private unemployment insurance
  • Training benefits
  • Childcare benefits
  • Scholarship programs
  • College savings plans
  • Union benefit plans

Employee benefits are crucial to a company’s ability to recruit a talented workforce. But designing benefits that are affordable, attractive and in compliance with ERISA requirements can be difficult. Claim-based benefits plans, such as health insurance, and short- and long-term disability insurance, must utilize internal review processes that conform to ERISA requirements, and dissatisfied claimants retain the ability to litigate their claims in federal court. Defending such claims in an effective and economically feasible manner requires experience, practicality and a commitment to recognizing and respecting the client’s economic parameters.


At Pullin, Fowler, Flanagan, Brown & Poe, our record of success in insurance defense litigation and business law makes us especially well-suited to representing employers, insurance companies and plan administrators throughout West Virginia, Ohio and Kentucky in all manner of ERISA litigation and disputes. Our attorneys defend benefit plans of all types in conventional ERISA claims litigation and lawsuits involving discrimination, excessive fees, plan asset mismanagement and other serious issues. And our team of insurance law attorneys successfully recoups assets for employee benefit plans through judicious, well-prosecuted subrogation claims.

Pullin, Fowler, Flanagan, Brown & Poe can guide your company through ERISA litigation

Pullin, Fowler, Flanagan, Brown & Poe has established a reputation as an insurance and business law practice for ERISA claims defense and other ERISA litigation. Call us at 304-344-0100 or contact us online to begin a relationship with a law firm that is nationally recognized for experience and quality while remaining dedicated to its community and employees.